You already know your family expenses. How much you spend on bills, cellphone, car, groceries, and housing cost. Based on your math, after taking care of all your monthly expenses, you should have some money left at the end of the month. But for some reason, you’re barely able to make it to the next paycheck. You’re doing what you can. So where is your money going? Don’t worry, we’ll help you to find out.
Once you have your first CSV file from your Chase or Wells Fargo online bank account, you’re ready to create your account. All you’ll need to enter is your name email and password. That’s it. You’ll be able to try the service in seconds. Make sure you write down your password.
Here you have to assign a category to each of your transaction. The categories you assign to the transaction will be used to show you a summary of how you’ve been spending your money. Don’t worry if you don’t select to right category. You will be able to change it any time.
Last, you’ll assign a monthly budget for each transaction categories . Actually you don’t have to assign to each single transaction. You can skip a transaction if you think you’ll not need it. Also, you can change this any time if you which. So don’t worry if you’re not yet sure what amount to put.
Both banks, Chase and Wells Fargo, provide an option to download your transaction history in a CSV file from their website. A CSV file is like a spreadsheet file but with a .csv extension.Close